Can direct deposits still be made to a locked bank card? (2024)

No, direct deposits cannot be made to a locked bank card. When you lock your bank card, it typically means that you are temporarily blocking further charges on the card [2]. However, direct deposits are not made to the card itself, but rather to the bank account that the card is linked to [1]. Therefore, locking your card should not affect direct deposits going into your bank account.

Direct deposits are payments that are electronically transferred directly into your bank account. They are commonly used for receiving salaries, government benefits, tax refunds, and other recurring payments. These deposits are processed through the banking system and are not dependent on the status of your bank card.

It's important to note that locking your bank card is not a replacement for reporting it lost or stolen. If you believe your card has been lost or stolen, you should notify your bank or card issuer immediately to prevent unauthorized transactions and to request a replacement card [2].

Learn more:

1. I locked my bank card because I have a bad habit on ... - Quora
2. Card Locking-What Happens When You Lock Your Debit Card?
3. What Happens if a Direct Deposit Goes to a Closed Account? | SoFi