Updated April 25, 2024
6 min read
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A claims representative works for an insurance company to investigate and process claims. They interact with policyholders to gather information, review policies and coverage, and determine the validity of the claim. Claims representatives also work with adjusters, medical professionals, and experts to evaluate damages and resolve claims efficiently. They must have excellent communication skills, attention to detail, and fair decision-making practices. Overall, they ensure policyholders receive fair compensation and protect the interests of the insurance company.
How long does it takes to become a claims representative?
It typically takes 6-8 years to become a claims representative:
- Salary$38,796
- Growth Rate-6%
- Jobs Number18,565
- Most Common SkillCustomer Service
- Most Common DegreeBachelor's degree
- Best StateNew Jersey
What are the pros and cons of being a Claims Representative?
Pros
Competitive salary and benefits
Opportunity to work remotely
Job stability and security
Opportunities for teamwork and collaboration
Flexibility in work schedule
Cons
High stress and pressure to meet deadlines
Repetitive tasks and processes
Long hours or mandatory overtime during peak seasons
Working weekends or holidays
Limited decision-making authority
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Claims Representative career paths
A claims representative may pursue a variety of career paths. They can become a claims adjuster, senior claims adjuster, or claims manager. They can also become an office manager, practice manager, or business office manager. Some may also choose to become a team leader, customer service manager, or accounts receivable manager. Additionally, they can pursue a career as a specialist, benefit specialist, or benefits manager.
Key steps to become a claims representative
Explore claims representative education requirements
The educational requirements for a claims representative are typically a bachelor's degree. According to the data, 69.21% of claims representatives have a bachelor's degree. The most common majors for this role are Business, Criminal Justice, Psychology, Communication, and Political Science.
Professional certifications such as Associate in Claims, Certified Billing and Coding Specialist, and Associate in General Insurance can also be beneficial. Some of the top schools known for producing successful claims representatives are Stanford University, University of Pennsylvania, Northwestern University, Maine Maritime Academy, and University of Southern California.
Most common claims representative degrees
Bachelor's
62.3
%
Associate
15.5
%
High School Diploma
10.0
%
Start to develop specific claims representative skills
A claims representative's job involves preparing state filings, managing litigation, and negotiating with attorneys. They also review and manage insurance claims, investigate coverage, liability, and damages, and communicate with policyholders, claimants, and attorneys. They must have strong investigation and negotiation skills, as well as the ability to maintain open communication with repair shops and keep customers informed. They must also adhere to policy provisions and conditions while ensuring a positive customer experience.
Skills Percentages Customer Service 25.90% Quality Standards 6.46% Policy Coverage 6.39% Reservations 5.21% Claims Handling 3.39% Show more
Complete relevant claims representative training and internships
Accountants spend an average of 1-2 years on post-employment, on-the-job training. New claims representatives learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a claims representative based on U.S. Bureau of Labor Statistics data and data from real claims representative resumes.
Gain additional claims representative certifications
More About CertificationsClaims representative certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific claims representative certification, having one may help you stand out relative to other applicants.
See AlsoWhat Does a Claims Representative Do?Claims Representative Salary (June 2024) - ZippiaClaims Representative Job Description TemplateThe most common certifications for claims representatives include Associate in Claims (AIC) and Certified Billing and Coding Specialist (CBCS).
Research claims representative duties and responsibilities
A claims representative's responsibilities include preparing state filings, managing litigation, and negotiating with attorneys. They also investigate coverage, liability, and damages for various types of claims, obtain facts, and make decisions based on policy coverage and conditions. They handle commercial auto and general liability claims, review medical records, and take inbound and outbound calls. They also work directly with defense counsel, develop relationships, and decrease expenses while ensuring appropriate payment.
- Perform initial set-up and continuously manage claims in the Juris claims management system.
- Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
- Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
- Assist the training department in developing CSR training in order to set expectations.
Prepare your claims representative resume
When your background is strong enough, you can start writing your claims representative resume.
You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a claims representative resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.
Choose From 10+ Customizable Claims Representative Resume templates
Build a professional
Claims Representative
resume in minutes. Browse through our resume examples to identify the best way to word your resume.
Then choose from 10+ resume templates to create your Claims Representative resume.Apply for claims representative jobs
Now it's time to start searching for a claims representative job. Consider the tips below for a successful job search:
- Browse job boards for relevant postings
- Consult your professional network
- Reach out to companies you're interested in working for directly
- Watch out for job scams
Are you a Claims Representative?
Share your story for a free salary report.
Average claims representative salary
The average Claims Representative salary in the United States is $38,796 per year or $19 per hour. Claims representative salaries range between $28,000 and $53,000 per year.
Average
Claims Representative
Salary
$38,796Yearly
$18.65
hourly
More claims representative salary info
What Am I Worth?
How do claims representatives rate their job?
-/5
5 Stars
4 Stars
3 Stars
2 Stars
1 Star
Claims Representative reviews
A zippia user wrote a review on Aug 2021
Cons
When customers are not satisfied even when you know you have delivered the best service you could have and have gone beyond the call of duty in delivering same. They appear to not understand the dynamics of the process even if explained to them
A zippia user wrote a review on Aug 2019
Pros
Working from home
A zippia user wrote a review on May 2019
Pros
I'm gratified by forensics, accounting, mistakes, proceedure and changing codes and law.
Cons
That I know I make more money working in many other fields.
Claims Representative FAQs
How long does it take to become a claims adjuster?
How much do claim specialists make?
How much does a claims representative make?
Is a claims rep the same as an adjuster?
Have more questions?
See all answers to common business and financial questions.Search for claims representative jobs
Claims Representative jobs by state
- Claims Representative jobs in Alaska
- Claims Representative jobs in Alabama
- Claims Representative jobs in Arkansas
- Claims Representative jobs in Arizona
- Claims Representative jobs in California
- Claims Representative jobs in Colorado
- Claims Representative jobs in Connecticut
- Claims Representative jobs in District of Columbia
- Claims Representative jobs in Delaware
- Claims Representative jobs in Florida
- Claims Representative jobs in Georgia
- Claims Representative jobs in Hawaii
- Claims Representative jobs in Iowa
- Claims Representative jobs in Idaho
- Claims Representative jobs in Illinois
- Claims Representative jobs in Indiana
- Claims Representative jobs in Kansas
- Claims Representative jobs in Kentucky
- Claims Representative jobs in Louisiana
- Claims Representative jobs in Massachusetts
- Claims Representative jobs in Maryland
- Claims Representative jobs in Maine
- Claims Representative jobs in Michigan
- Claims Representative jobs in Minnesota
- Claims Representative jobs in Missouri
- Claims Representative jobs in Mississippi
- Claims Representative jobs in Montana
- Claims Representative jobs in North Carolina
- Claims Representative jobs in North Dakota
- Claims Representative jobs in Nebraska
- Claims Representative jobs in New Hampshire
- Claims Representative jobs in New Jersey
- Claims Representative jobs in New Mexico
- Claims Representative jobs in Nevada
- Claims Representative jobs in New York
- Claims Representative jobs in Ohio
- Claims Representative jobs in Oklahoma
- Claims Representative jobs in Oregon
- Claims Representative jobs in Pennsylvania
- Claims Representative jobs in Puerto Rico
- Claims Representative jobs in Rhode Island
- Claims Representative jobs in South Carolina
- Claims Representative jobs in South Dakota
- Claims Representative jobs in Tennessee
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- Claims Representative jobs in Utah
- Claims Representative jobs in Virginia
- Claims Representative jobs in Vermont
- Claims Representative jobs in Washington
- Claims Representative jobs in Wisconsin
- Claims Representative jobs in West Virginia
- Claims Representative jobs in Wyoming
Updated April 25, 2024
Zippia Team
Editorial Staff
The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.
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Updated April 25, 2024