Is Car Insurance in Georgia Cheaper Than Tennessee? (2024)

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No, car insurance in Georgia is not cheaper than in Tennessee. Tennessee car insurance rates are an average of $951 per year cheaper than Georgia, in part because Tennessee has lower minimum coverage requirements.

Average Monthly Cost of Car Insurance in Georgia vs. Tennessee

Category

Georgia

Tennessee

Good Drivers

$166 per month

$87 per month

Full Coverage Policy

$391 per month

$302 per month

Young Drivers (16 to 19-year-olds)

$288 per month

$149 per month

Older Drivers (55 to 65- year-olds)

$70 per month

$38 per month

High-Risk Drivers

$159 per month

$89 per month

Best Company Overall

The General
The General

Note: Rates are an approximation based on a driver with minimum coverage. The "high-risk" category represents a driver with a DUI on their record. Where not noted, the driver is assumed to be a 45-year-old man. Actual rates will vary.

Drivers in Georgia can still find cheap car insurance rates by comparing quotes from several different insurers regularly, taking advantage of available discounts, and having safe driving habits.

To learn more, check out WalletHub's picks for the cheapest car insurance companies in Georgia and Tennessee.

This answer was first published on 09/22/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

People also ask

Why is Georgia car insurance so expensive?

Car insurance in Georgia is expensive because the state gave insurers the right to raise rates on certain coverage types without the approval of the state insurance commissioner. In Georgia, you can expect to pay approximately $4,689 per year for full coverage car insurance or $1,997 per year for minimum coverage. Car insurance in Georgia is more expensive than the national average, which is around $2,000 annually for full coverage and about $700 per year for minimum coverage.

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How can I get cheaper car insurance?

The best way to get cheaper car insurance is to compare quotes from multiple companies and then switch to whichever insurer offers the coverage you want at the cheapest rate. Other ways to get cheaper car insurance include taking advantage of discounts, improving your driving record, and raising your credit score.

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Can I get classic car insurance without a garage?

Yes, you can get classic car insurance without a garage, though finding an insurance company to cover your vehicle may be difficult, and you’ll still need a safe place to store the car. Instead of a garage, some companies may allow you to store your vehicle in a driveway, carport, barn, trailer, or storage unit, for example.

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Is Car Insurance in Georgia Cheaper Than Tennessee? (2024)
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