Out of the most popular 2023 models in the U.S., the Subaru Forester and the Mazda CX-30 are the cars with the cheapest auto insurance rates. The estimates we received averaged just under $1,996 per year for full-coverage car insurance for these models.
Geico is one of the cheapest car insurance companies in the country, though rates vary by driver. To discover whether Geico is cheapest for you, compare car insurance quotes from Geico with quotes from companies like State Farm, USAA and Progressive.
Newer cars are often cheaper to insure due to their advanced safety features, but that’s not always the case. Because of expensive repairs and sophisticated components, some newer cars cost more to insure than older vehicles.
No, automatic cars are usually more expensive to insure than manual vehicles. Automatics almost always have higher repair costs, which are passed on to drivers in the form of somewhat pricier insurance rates.
In general, the more expensive your vehicle is, the more expensive it will be to insure. This is because of the higher costs associated with repairs and replacements of parts. However, it’s not cut and dried that a less expensive car will cost less to insure. In some cases, a less expensive car can cost more to insure depending on age, make and mileage.
Insurance providers base rates on a variety of factors related to the vehicle, driver and policy details. High-value cars or cars with an increased likelihood of theft, accidents or other claims typically cost more to insure.
Sedans are typically more affordable to insure than full-size SUVs. However, modern compact or crossover SUVs often receive affordable insurance rates.
